Annuity—Anew-ity, see with fresh awareness and curiosity. You re-invest in your life every time you see it anew

Anshool—What we are at Joyful Banker. We’re a fine anshool institution. May not know what an anshool is, but we’re a fine one, alright

Appreciation—Perform a kindness, and the receiver’s value goes up a notch (so does yours)

Assets—What you have got. You can sit your __ss on it

Attitood—Being on the alert for binkles—A binkle attitood

Bank Holidays—Every day’s a holiday if you experience joy or visit Joyful Banker

Banker’s Hours—At Joyful Banker, whenever the heart is beating. We’re always open for joy and binkles

Benefits/Benefactor—If the bene fits, wear it.

Bene-factory—where good stuff comes from

Binkle—The energy created when people connect. A “zizz.” A measure of emotional and physical energy

Binkle Bucks—The funny munny available here. Provides energy

Binkle Standard—Making life choices based on whether they increase or decrease your binkle energy. Noticing the high-energy costs and rewards of your behavior

Blank Check—Fill it in with what you most want from life; it won’t bounce. A blank check is not a bland check since it’s emotionally “rich” (enriched)

Bonds

—That which ties people together. The tighter the bond, the more valuable it is. Can be redeemed in hugs and kindness. Short term or long term. That’s your true WEalth

Broker—Joyful Banker puts an end to your broker days

Budget—When something is stuck, you can’t budget (budge-it)

Cash—Like magic, it tends to disappear before your eyes

Cash Flow—How money escapes. Where’d it go? The rate money leaks away

Checking Account—Funny, there was money in it last time we checked. The Joyful Banker has a “Never Bounce” policy regarding checks (View The Banker’s goofy policies)

Coupon

—Coo-upon, same as Cupid Bonds. Repaid in hugs and kisses

Compound Interest—The interest multiplier. The more you care, the more interests you share, the faster it increases

Creatitood—The ability to create even more Binkles by using Binkle energy

Credit—Those to whom we owe gratitude and acknowledgment. We’re all in someone’s debt; so pay them back in appreciation—with interest

Credit Cards—Plastic rectangles that trick you into thinking you’ve got money—until the next statement comes. The Banker’s parody credit cards have no credit limits or payment dates  Crazy Credit Cards

Currency—Current-see  What you see that you have right now. Provides a clue to your point of view and where your focus is

DDs – A Pair of Ds—Our symbol for parody. We’re a parody of all things financial

Debt—What we forgive and forget. Joyful Banker doesn’t keep track of them. Banish red ink and red faces

Dividends—The other side of dividstarts

Diversify—Talk in a singsong voice

Due Date—Day when you feel you can do anything. Or a day with no do-do

Emotional Solvency—Having a ready supply of high-vibration energy coming into your life—as in binkles, kindness, and joy. Creating more up-beat energy than the amount leaking away

Equity—Measure of something very small. The difference between what you own and what you owe

Escrows—Yes = grows, No = doesn’t. So magnify the positives, shrink the negatives

Estates—S states; those that start with an “S” (South Carolina and South Dakota) though not really different than the non-S states

Expenses—Whatever sucks your money right out of your hands.

FDIC—Forever Delivering Infinite Caring – our goal. Not an official government agency

Fool Service—Joyful Banker is a Fool Service non-bank. Dedicated to FOOL-ing around for the sheer joy of it

Fort Knox/Knocks—When you’ve been knocked around by life. There’s a wealth of valuable experience in there waiting to be claimed, and it’s all yours for the taking

Frivel—Inspired wordplay. Having fun with words. Using words in silly or insightful ways. Frivel is never frivolous—it’s inspired!

Funny Munny—What Joy Bucks and Binkle Bucks are. Won’t take itself seriously

Generosity—The urge to pass around life’s rewards. Generosity + binkles = Shariosity (a measure of joy)

Gold Standard—Our funny munny is backed by the Golden Rule. Do unto others as you want them to do unto you—or even better. Very valuable

Gold Bullion—All carrots, no sticks—rewards without risk of penalties. Also, no bull

Goodwill—Good will triumph over icky

Greatitood—Gratitude with Binkles

Guarantee – Our Guarantee—You’re at the funnest, most joyous banking institution in the world  More fun policies

Income—The money that comes into your hands, however briefly. The opposite of out-go, which occurs very fast

Interest—What you care about. Where you invest your time and attention. Life’s rate of return (interest) is exactly as great as the the intensity of your personal investment in what happens around you (interest)

Investments—Make them into others through caring, sharing and binkles. What you’re most identified with. The measure of your true worth. They draw your interest

Investors—Our readers who contribute something back to The Banker for the benefit of all of us.  Wisdom from our readers

Joy Bucks—The funny munny that’s available here—related to emotional caring   Help yourself

Joy-filled Standard—Joyful, available for the taking and the sharing. The way Joyful Banker operates—a model for everyday generosity

Joyous Mo-Mint/Mint—A brief time-out from life’s challenges. Live in the mo-mint and you’ll always have plenty. All of The Banker’s documents and bucks are minted at the Joyous Mo-Mint. Not an official government agency

Liabilities—Ability to tell lies. Nothing to brag about

Mutual Fun—Pulling together is more fun. Include a dog/mutt

Overdrafts—Joy covers all shortages with humor. Think of them as over-laughs. Due to our No-Bounce Policy, they don’t occur here

Ownership—Temporary arrangement when you assume some things are yours for keeps

Parody—Pair of Ds   The Joyful Banker is just for fun

Pension—Don’t feed the pensions or you’ll just get more of them

Prime—The time of your life when you live most fully and joyously. Expands to include more people

Principal

—Could be the amount of a debt, butsince The Banker doesn’t recognize debts, we think of it as the mis-spelling of “principle,” the fundamental truths that one lives by—truth, honor, responsibility, love, courage, and such like

Profit—Ability to learn (earn) from everything that happens to you, and around you

Personal Property—Can’t tell you, it’s personal

Real Property—Not pie in the sky—it’s really real, although not all that proper

Safe Deposit—Emotional Safe Deposits. Where you save and protect those matters that touch the heart

Savings—What swoops in and protects you from danger at the very last moment. What has saved you, so you trust it

Securities—Mistaken belief that one’s well being comes from what we have, rather than who we are or how we treat others

Shariosity—Generosity + Binkles = Shariosity (a measure of joy)

Stocks—Form of ownership where your hands don’t get dirty, and your muscles don’t ache.

Trusts—Legal folderol to tie up money (and other stuff) so certain people can’t get their hands on it. Not very trusting

Upholding/Upholder—Investing yourself and what you have in another person or their dreams. Doing that makes you an Upholder—a first-class human being   Read about Upholding

WEalth—Your true value is in what you share—when you nurture a WE, not ME (which is “we” turned upside down)

Will—Commitment to living, not to dying. The urge to act on a desire with action