The Joyful Banker’s management style defies logic

Truly unfathomable and unprecedented policies arise here. It’s occasionally been called the Addled-Administration Department (not kind). But this abandonment of normal business practices is intentional.

We don’t happen to approve of the way other banks treat their customers. We like our policies better. And I’ll dare say that customers who come here do too.

Read more about out Binkle-osophy

These policies are just for fun

Here’s where to find the Genuine

website policies

What The Joyful Banker does better than everybody else

This department’s primary function is listening to our readers—especially to their light-hearted, inspired, mostly-ignored side. What do our visitors (Hey! that’s you) really want? Where’s the hunger? The unscratched itch? How can The Joyful Banker provide even more joy and wimsey? And not just while you’re here either.

Every single policy is designed to make life simpler, happier, and less frustrating for you, our readers. Sure, sure, other banks don’t work that way (even though they claim to). The differences aren’t just in our poicies, but in our priorities. Feelings trump finances! People trump stuff!

And where do those other banks stack up in your list of positive experience? Not very high, I’ll wager. That’s why The Joyful Banker devotes itself to very different priorities. Yours! That and a dose of levity when the opportunity presents itself.

Meet the Head Honcho of Planning

Cash O’Connell is the President of this whole establishment.

That’s his trusty assistant, Penny Aldrich, who really runs this department (as well as him). Together, they apply the WD-40 that makes everything move smoothly around here, day in and day out.

Banking Policies

The Joyful Banker’s standard of performance is a high level of frivel, giggle, and absurdity. But there’s a plan behind it—to puncture what’s serious and soul-deadening with light-hearted jocularity. And also, to remind everyone they’re surrounded by much to enjoy, to appreciate, and to share. To discover the primary values on which everything else around here rests, read The Soapbox.

Joyful Banker is devoted to the emotional solvency of our customers

Our guiding Business Plan encourages non-stop growth of fun, caring and generosity. Be playful—a happy heart protects you from excess gravity. Play and banter elevate any experience out of the ordinary.

Free is Best

The best things in life really are free, starting with freedom. Protect it and use it wisely. It’s your birthride!
Almost everything at The Joyful Banker is free—but it’s valuable nonetheless. Which raises a disturbing question, why do we value what we can’t have so highly—yet place so little value on those things that we have which are beyond price?

Parody is Our Parity

Watch for the  Pair of Ds – To indicate we’re all for fun
Frivel is never frivol-ous. It’s inspired!

People are more important than things—and relationships based on caring and respect are infinitely more valuable than anything a bank keeps track of Your real WEalth can’t be kept in a bank. Hint—notice the WE in WEalth. It’s bigger than you are, and not for you alone.

Interest Compounds with Awareness

One’s interest is compounded daily—by using whatever captures your attention. Interest stretches (expands) both you and the experience itself, at the same time The Banker has less concern about your credit history than your caring history. And that pales when compared to the shariosity possible each moment.

(Generosity + Binkles = Shariosity)

The bottom line: Interest always produces a positive return in some form.

Deposits and Withdrawals

• Get unlimited withdrawals—help yourself. Take enough to pass some along
• Deposit joy and energy into others and their dreams—that yields a crop of vitality
• Joy is infinitely elastic—able to stretch to include an unlimited number of people and experiences
• Checks don’t bounce here, because we disapprove of red ink or red faces
• The Banker doesn’t make loans or expect paybacks—since we don’t keep accounts
• Our funny munny reminds you to care and share yourself—bestow something truly infinite: a cheerful heart
• Our bucks aren’t legal tender, but they make you feel tender

Joy and Binkles

• Reorder your priorities—put joy and binkles first, and many difficulties resolve themselves
• Joy and kindness cover all needs and are always available options
• The natural state of man is joy—lest we forget
• Joy is the coin of our realm. Spreading joy and binkles is the only thing this institution takes seriously
• Our credit cards have no limits or due dates.
• Unfortunately, so far we haven’t found any stores willing to accept them.

Savings Accounts

Anyone who visits The Joyful Banker has an account here—it’s their email address. At some point that will be an asset to you, but we’re still figuring that part out.

Guarantees

This is the funnest financial institution in the world. The Joyful Banker provides a joy-filled experience in every way we can think of. [If you've got suggestions, send them to us via the Contact page]  Joy taken daily (hourly, even better) abolishes the glums, boredom, or loneliness (Hey! Let’s go for minute-ly)

Joyful Banker Discourages:

• Hoarding—MEalth, instead of WEalth. It’s too self-centered
• Withdrawing  (as in contracting from life’s challenges)
• Live life expansively and passionately—which tend to offend logic (that can’t understand them). To withdraw (protecting oneself) from life is a sign of fear and stuckness
• Greed—An immature, low-grade outlook, which is ruled by fearfulness and “Never Enough”
• Selfishness makes for a small outlook and a small world—no bigger than one’s desires

We also have some Real policies that we use to run this website. Real Policies